Why do Occupational Therapists need Professional Indemnity Insurance?

You help consumers develop, recover, and improve their lives, working with them to reach their goals and live independently. Even though you’re doing your best to help others, there’s still the risk of a consumer accusing you of professional negligence. A claim like this could cost your business and have you paying through the nose in legal fees.

Occupational Therapy Indemnity insurance includes cover for malpractice, breach of duty, professional misconduct, professional negligence, and mistakes or omissions claims made against you.

Mandatory Insurance

If you're practising, you need Professional Indemnity insurance arrangements in place that meet the Occupational Therapy Board of Australia standard.^^

Why do Occupational Therapists Need Public Liability Insurance?

It’s easy for someone to slip and break a leg or damage their property on your premises. It may not be your fault, but you can still be held liable and taken to court.

Occupational Therapy Liability insurance provides cover for legal liabilities if a member of the public makes a claim that they were injured, or damage was caused to their property because of your business dealings or on your premises.

Insurance for OTA Members

Aon is the preferred insurance broker to Occupational Therapy Australia, and they have worked with us and insurers to create insurance cover tailored for the risks commonly found in occupational therapy.

Special offer: Get 15 months cover for the price of 12*.

Get an Online Quote 

Or phone: 1800 805 191

Events Covered by Aon’s Occupational Therapy Insurance

Professional Indemnity Cover:

  • Claims made against you during the period of insurance resulting from certain errors or omissions in the conduct of your professional services
  • Legal fees, settlements and court attendance costs associated with any such claim

Public and Property Cover:

  • Third party injury or property damage arising as a result of your business that occurs on any premises you work from, in most parts of the world
  • The sale or supply of a product that causes bodily injury or property damage

Aon has insurance packages for occupational therapists that include both Professional Indemnity and Public Liability in the one policy.


^ Available to customers who do not currently have a Professional Indemnity or Public Liability policy through Aon. Aon reserves the right to cancel this offer at any time.

^^ Occupational Therapy Board of Australia – Professional Indemnity Insurance (PII) Arrangements Regulation Standard.

* Offer available to new or returning to Aon customers.

† Subject to the full terms, conditions and limits of the policy. Please review the full policy wording for more information.

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