Insurance for OTA Members
Aon is the preferred insurance broker to Occupational Therapy Australia. Aon have worked with us and insurers to create insurance cover tailored for the risks commonly found in occupational therapy.
OTA Members receive exclusive offers and discounts when choosing Aon as their insurer.(1)
Contact Aon and quote your OTA membership
OTA Members receive free insurance advice and great rates from Aon.
(t) 1800 805 191 Mon to Fri 8:30am – 5:00pm AET (e) au.ot@aon.com
Combined Professional Indemnity, Public and Products Liability
Your treatment helps improve and enrich your clients lives, sometimes though, unfortunate events happen to even the most conscientious OT.
A client making an allegation about the treatment you provided or even alleging your advice resulted in them purchasing unsuitable equipment or products, or someone slipping and falling on your premises, are events that can quickly turn into challenging situations that can have detrimental consequences. It’s therefore important to make sure you’re balancing the valuable work you do with insurance that understands the risks of your industry so you can feel confident that you’ve found the right type of insurance for your business.
Cover benefits
Flexible Professional Indemnity cover limits Choose a level of Professional Indemnity cover to suit your needs - $1 million, $2 million, $5 million, $10 million or $20 million.(2)
Public and Products Liability cover
$20 million combined public and products liability limit per claim and $60 million in the aggregate.(2)
2 hours complimentary legal advice You could save hundreds of dollars on legal costs with 2 hours of complimentary legal advice on risks insured under this policy. Legal advice relating to your policy is not included.(2)
Unlimited retroactive date
This policy is intended to help provide cover for claims relating to events connected with your business that happened before you purchased your policy, provided you weren’t aware of a claim or facts or circumstances which could give rise to a claim before you purchased the policy.(2)
No excess
No excess for certain claims under the Professional Indemnity or Products Liability section.(2)
Run-off cover
You can be subject to claims for professional wrongdoing even after you retire or sell your business. Run-off cover extends your insurance policy to help respond to claims relating to events which arose while the business was operating.(2)
Business Insurance Packs
Introducing an easier way to buy business insurance, designed for health professionals. (3)
Not every business is the same - why should the way you buy business insurance be? Given the nature of Business Insurance packs, the process of taking out a policy can be time-consuming and confusing. Most standard applications involve various questions on all types of risk – even if they are not relevant to your type of business.
That’s why Aon have created online business insurance pack with the needs of health professionals in mind, saving you time and getting you back to more important things, like running your business.
Designed to suit
Business Insurance is there to help protect your business and its assets against unexpected events. Our three pre-selected online options are designed to suit the most common business needs of health professionals and will only ask you questions relevant to the business risks of health professionals, without the long, time-consuming questionnaires.
A trusted leader
As a Health Professional, the service you provide helps your clients live richer and fuller lives. You’re in your chosen field because you love helping people, and it’s what you do best. That’s why when it comes to protecting your practice with insurance, it’s worth being with a broker you can trust.
Hassle free support
You can compare levels of covers and take out a policy online in just a few clicks. But if you need help, our team of friendly experienced brokers are a phone call away and can guide you through your options, so you can have confidence you’re making a better decision for you and your business.
Cyber Insurance
Cyber Insurance can be an important policy to consider for any business with a digital footprint, as it may help protect your business from the costs associated with cyber events.
An important aspect of cover that is typically available with Cyber Insurance is the assistance of a specialist cyber incident response team. They can provide initial support at the outset of a cyber event, helping businesses to reduce the impact of cyber events and restore operations as quickly as possible. Engaging an incident response provider can be expensive and time-consuming; however, under both CFC Cyber Insurance offers noted below, the policy cover includes incident response.(4)
Not all insurance policies are the same, as not all needs of an insured will be the same. Aon can provide access to more than one cyber solution and helps enable you to determine what cover meets your business needs and objectives.
Insured’s are required to complete a proposal form before a quotation can be requested. This also enables you to discuss the policy differences with your Aon Broker so you can be sure you’re making informed decisions. When the quotation is provided, subject to underwriting criteria, Aon will provide 2 options for your review: CFC Micro SME Cyber Insurance and CFC Cyber Insurance (Advanced).
Personal Accident Insurance
What is Personal Accident Insurance?
Personal Accident Insurance can help protect individuals in the event of accidental injury or sickness that results in you being unable to work. Cover can be applied to meet your individual needs and can include weekly benefits, capital benefits and optional weekly business expenses cover to support you if you are injured or sick and are unable to work.(5)
Why do I need to consider Personal Accident Insurance?
Protecting your financial position, should you injure yourself or become sick is very important to maintaining your lifestyle and protecting your family. With a personal accident insurance policy, you may be able to receive payments in the event you are not able to continue earning your regular income due to accidental injury or sickness.(5)
Why Aon?
OTA Special Member rates
Aon offer special member rates for OTA members.(1)
Member joining offer for new Aon clients
OTA Members that are new Aon clients can get 15 months’ cover for the price of 12 months cover.(1)
Aon policy renewals
To maintain the OTA member rate on your Aon insurance policy, you must be an active member of OTA when you renew your policy.
Supported by OTA
Aon is proud of the long-standing partnership with Occupational Therapy Australia and the insight and understanding our team have gained by listening to the needs of OT’s. This has allowed Aon to develop a policy for the health sector, that’s easy to buy, manage and understand.
Easy to manage
Get a quote and arrange your policy online or give one of our experienced specialists a call.
Trusted leaders
Aon is a leader in risk and insurance and has arranged cover for over 7,000 Occupational Therapists.
Other insurance to consider
Aon also arranges a range of other insurance for Occupational Therapists, including business insurance, cyber insurance, personal accident, management liability insurance and more.
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